WEBVTT 00:00:00.610 --> 00:00:10.503 - For the record, this is the BUEA meeting for September 10, 2025. And we are starting at 12.02 PM. So 00:00:10.503 --> 00:00:20.396 - we need to do a roll call. Phil, do you want to start? Phil Emerson, BUEA. Michael Hover, BUEA. Kate 00:00:20.396 --> 00:00:29.310 - Rosenberger, BUEA. Heather Robinson, BUEA. Jane Coopersmith, BUEA. Dee Delarosa, BUEA ESD. 00:00:29.762 --> 00:00:40.087 - Jessica McClellan, city controller. Virginia Gutierrez, BUEA. Alisa Spinelli, BUA. And Jayvon? Jayvon. 00:00:40.087 --> 00:00:50.312 - Oh, sorry. Did I misspeak? No. You're good. I will introduce Jayvon Whitmill. He is my O'Neill fellow 00:00:50.312 --> 00:00:59.134 - for the next two years. So he'll be sitting in on the BUEA meetings regularly. Welcome. 00:00:59.266 --> 00:01:11.424 - All right. Good deal. Let's see. We do need approval of minutes from the August meeting. Did anyone 00:01:11.424 --> 00:01:23.826 - have any questions, comments, corrections to the minutes? If none, do we have a motion to approve the 00:01:23.826 --> 00:01:27.838 - minutes? I'll motion to approve. 00:01:28.066 --> 00:01:37.736 - Do we have a second? Second. And we'll need to do a roll call for approval on the minutes. Phil, do 00:01:37.736 --> 00:01:47.695 - you want to start us again? Yes. Michael Hover, yes. Kate Rosemarger, yes. Heather Robinson, yes. Jane 00:01:47.695 --> 00:01:54.174 - Cougar Smith, yes. Virginia Gutierrez, yes. Felicia Spinelli, yes. 00:01:56.930 --> 00:02:07.343 - Thank you. D, director's report. Sure. So it is a pretty short director's report, but I'll stretch it 00:02:07.343 --> 00:02:17.757 - as long as I can, since we're waiting for Brad. So the first item is that I met with IB Tech and SBDC 00:02:17.757 --> 00:02:21.534 - about a strategic plan for the BUEA. 00:02:22.498 --> 00:02:30.135 - It was really great to be able to sit down with a group of people and have them ask me, ask questions, 00:02:30.135 --> 00:02:37.699 - because you can sit in a room and try and think of a plan, but until you have an outside perspective, 00:02:37.699 --> 00:02:45.188 - it really is hard to form one. So the plan that we drafted out is for the next 12 months. It's a lot 00:02:45.188 --> 00:02:52.158 - of administrative things, so it is getting things organized on my end as far as marketing and 00:02:52.290 --> 00:03:00.541 - bolstering the board's income stream, which kind of go hand-in-hand, because if people don't know about 00:03:00.541 --> 00:03:08.474 - the incentives that we have, they aren't able to contribute to the pool of money that we have. So a 00:03:08.474 --> 00:03:15.852 - lot of it is getting us more forward-facing. I'm pretty excited about it. There is some more 00:03:15.852 --> 00:03:19.422 - board participation within that, so it'll be 00:03:19.842 --> 00:03:26.968 - getting the members of the board more engaged with the community as much as we can following the open 00:03:26.968 --> 00:03:34.093 - door policy and not having all the board members at one place and having to call public meetings. But 00:03:34.093 --> 00:03:41.498 - I'm pretty excited about it. I'm pretty excited about the idea of moving forward with larger initiatives, 00:03:41.498 --> 00:03:48.414 - like when we help CDFI friendly become CDFI friendly. So really getting us more involved, not just 00:03:48.738 --> 00:03:55.971 - within the zone, but having larger initiatives that could potentially affect the entire city as well. 00:03:55.971 --> 00:04:03.132 - So really exciting to move forward with that. I'm hoping to have that draft of that plan in front of 00:04:03.132 --> 00:04:10.436 - you within the next few months. So we can start some of the marketing stuff is an initiative that I've 00:04:10.436 --> 00:04:18.590 - been working on for a while, which fits into the plan, which will start January 1, regardless of whether the board 00:04:18.946 --> 00:04:26.052 - approves of this strategic plan because the board has approved marketing in the past. So I don't know 00:04:26.052 --> 00:04:33.159 - if anybody has any questions about that. I actually was just wondering, and I think it's a great idea 00:04:33.159 --> 00:04:40.126 - to have more of a strategic plan for the board. I think that we've seen growth in the organization. 00:04:40.126 --> 00:04:45.630 - And when I say growth, the interest in grants, we've had greater applications. 00:04:45.986 --> 00:04:52.777 - which is wonderful, businesses are becoming, businesses and nonprofits and individuals are becoming 00:04:52.777 --> 00:05:00.112 - more aware of the VUEA and what's available to them. And I know we've also had some kind of tough questions 00:05:00.112 --> 00:05:06.903 - in front of us too about boundaries of the zone and different things like that. So I wonder through 00:05:06.903 --> 00:05:14.238 - this strategic plan if, and again, I know time is difficult for everyone, if we should have maybe a special 00:05:14.754 --> 00:05:23.226 - strategic planning meeting, like call a meeting when we could try to meet everyone's calendars for maybe 00:05:23.226 --> 00:05:31.537 - a 90-minute meeting or something to really talk about the strategic direction of the BUBA and how that 00:05:31.537 --> 00:05:39.767 - kind of aligns with our mission, definitely aligns with our mission, but can also fit within what the 00:05:39.767 --> 00:05:44.286 - overall city's goals are as well. I think there's some, 00:05:44.898 --> 00:05:52.310 - There's some symbiotic relationship pieces there. I think what we're trying to accomplish as an organization, 00:05:52.310 --> 00:05:59.047 - of course, goes into the bigger picture of what the city is. So I think just having a conversation, 00:05:59.047 --> 00:06:05.920 - potentially a special meeting, to talk about a strategic plan. And do we need to look at updating the 00:06:05.920 --> 00:06:12.725 - bylaws? And how would that work? And if we made updates, what would those updates be? And so to have 00:06:12.725 --> 00:06:14.814 - a special meeting specifically 00:06:15.074 --> 00:06:22.572 - where we carve out the time to only focus on that. I'm just throwing that out there. I know Dee is still 00:06:22.572 --> 00:06:29.926 - in the process of just getting kind of a draft for us. But I just wanted to maybe throw that out there 00:06:29.926 --> 00:06:37.067 - and see how others feel about the possibility of that. Yeah. I agree. I agree. I agree. And I think 00:06:37.067 --> 00:06:44.350 - that would lead to us more supporting Dee because she has to work on this more than one time a month. 00:06:44.514 --> 00:06:51.917 - So spending the time to make a meeting to fit our schedule, of course, but to support her doing her 00:06:51.917 --> 00:06:59.321 - process would be very helpful. Yeah. I appreciate that. Yeah. And how can the board be more engaged 00:06:59.321 --> 00:07:06.798 - in those efforts as well to raise awareness and different things like that? So I think it could be a 00:07:06.798 --> 00:07:09.982 - good opportunity to just kind of look at a 00:07:10.402 --> 00:07:19.916 - a more specific strategic plan and have some change-ups to the bylaws or whatnot if we think that makes 00:07:19.916 --> 00:07:29.063 - sense for the organization at this point. Next, all of the documents have been submitted to Catalan 00:07:29.063 --> 00:07:37.022 - Novo Nordisk. We had a slight reversal of a couple numbers on one of the credit memos. 00:07:37.570 --> 00:07:47.833 - I put down $1.71 instead of $1.17. So that held up the process. So I apologize for that clerical error. 00:07:47.833 --> 00:07:57.997 - But now we're just waiting for the payout. So that is on track. I do have plans to have a draft budget 00:07:57.997 --> 00:08:06.878 - prepared for the October meeting with some of the changes that we will be speaking about. 00:08:07.106 --> 00:08:17.060 - today as far as the RF loan conversion, which I believe that via this process will probably not hit 00:08:17.060 --> 00:08:27.113 - our books until 2026. So I will be drafting that into the budget as we've discussed it prior to. And 00:08:27.113 --> 00:08:28.606 - then just some 00:08:28.738 --> 00:08:36.439 - minor adjustments as far as how we've been spending grant money. I think we got rid of a lot of building 00:08:36.439 --> 00:08:43.773 - improvements money this year so maybe readjusting some of those to keep the overall amount the same 00:08:43.773 --> 00:08:47.294 - but just kind of putting it in different areas. 00:08:48.290 --> 00:08:54.353 - And Holly and I are going to be working on a detailed arts budget. I feel like annually, we've kind 00:08:54.353 --> 00:09:00.476 - of been like, oh, well, there's zone art grants. And then there's city art grants. But what are they 00:09:00.476 --> 00:09:06.538 - really? So really defining those lines. So it's much easier for the board to have some transparency 00:09:06.538 --> 00:09:13.025 - for the board to see where that money is actually going and who we're giving it to and where we're putting 00:09:13.025 --> 00:09:14.238 - it within the zone. 00:09:15.266 --> 00:09:28.287 - And then I wrote down in my director's report that there was no change to the budget and grant disbursements. 00:09:28.287 --> 00:09:40.242 - That's not true. Let me pull that up so you guys can see the change that I have in that. And I guess 00:09:40.242 --> 00:09:44.030 - I need to share my screen. Duh. 00:09:45.250 --> 00:09:53.329 - Although it's not been dispersed, I have accounted for in our business building improvement line the 00:09:53.329 --> 00:10:01.728 - $10,000 to the warehouse that we awarded last week. So as you can see, we have expended and overexpended 00:10:01.728 --> 00:10:09.966 - that line in our grants budget. I will be considering moving maybe a little bit from the accessibility 00:10:09.966 --> 00:10:13.246 - modification and the safety and security 00:10:13.538 --> 00:10:23.335 - or I'm sorry, not safety and security, the business and community support into building improvement, 00:10:23.335 --> 00:10:33.909 - as those were two lines that we just haven't fully expended. So when you say move money, are you suggesting? 00:10:33.909 --> 00:10:40.990 - For 2026. Oh, thank you. For 2026, not for this year. OK, thank you. No. 00:10:42.178 --> 00:10:49.420 - If we overexpend in a line, I'd like to know for 2026, so I can adjust the numbers for 2026. So we should 00:10:49.420 --> 00:10:56.321 - just spend out what we can, however, and then we make the adjustments for next year. Agreed. I think 00:10:56.321 --> 00:11:03.153 - that that's helpful to see the overs and unders in the budget that we originally set, which will be 00:11:03.153 --> 00:11:05.886 - a tool to help you set the 2026 budget. 00:11:08.258 --> 00:11:15.708 - Um, and, uh, that is it for me, unless, um, the board has any questions or would like any updates on 00:11:15.708 --> 00:11:23.378 - anything else that might be going on. That's great. Thanks. Next month, we're going to get that updated 00:11:23.378 --> 00:11:30.828 - financial report. Yes. Um, we were just waiting on one document, um, and the, uh, that Cheryl needed 00:11:30.828 --> 00:11:36.286 - to run the full report. Um, but it'll be a quarterly report, so it'll be. 00:11:36.482 --> 00:11:47.400 - everything for Q3. So we'll be set on that. I do have a quick question for Alex. So we're moving into 00:11:47.400 --> 00:11:58.532 - the portion about the RF loans. Do I need Felisa and Virginia to step away from the table? Do they have 00:11:58.532 --> 00:12:02.814 - to leave? Or can we wait till the vote? 00:12:04.066 --> 00:12:11.246 - Um, because they hold loans, because they hold RRF loans. Um, I think it's fine for them to stay. Okay. 00:12:11.246 --> 00:12:18.634 - For the conversation, just not for the vote. Okay. All right. Sorry, just to clarify, and they participate 00:12:18.634 --> 00:12:25.676 - in the conversation or listen to it? Okay. Yeah. So, yeah. So, um, Felisa and Virginia, you can stay. 00:12:25.676 --> 00:12:28.990 - You just can't participate in the conversation. 00:12:33.186 --> 00:12:41.586 - I am done, and I'm going to hand it over to control down the phone. Hi, everybody. Dee and I worked 00:12:41.586 --> 00:12:50.658 - together and reviewed what Dee worked out for a loan forgiveness program for the RRF loans. And we reviewed 00:12:50.658 --> 00:12:58.302 - those together, and we talked to kind of about the pros and cons of forgiving those loans. 00:12:58.434 --> 00:13:04.487 - And from the city's perspective, we think that it's OK for this nonprofit to forgive your loans and 00:13:04.487 --> 00:13:10.539 - that the loan program, it had some challenges anyway to begin with as far as just administering it. 00:13:10.539 --> 00:13:16.652 - It's hard to administer a loan program. And that we think that we, the city, and me, the controller, 00:13:16.652 --> 00:13:22.826 - this process looks very fair and equitable to businesses. They're going to demonstrate. They're going 00:13:22.826 --> 00:13:26.942 - to ask for forgiveness. They're going to apply for that forgiveness 00:13:27.106 --> 00:13:33.252 - And they're going to supply some information that the board can review. I assume there is a review process. 00:13:33.252 --> 00:13:38.943 - And then everybody will have the chance to sign off on whether or not those loans are forgiven. And 00:13:38.943 --> 00:13:44.919 - we think it's a really good process. I'm really just here to lend my support to this application process 00:13:44.919 --> 00:13:50.894 - and answer any questions that you have. I don't really have much of a presentation prepared. But I think 00:13:50.894 --> 00:13:55.902 - that if you have any questions, that will really guide some good conversation about it. 00:13:56.066 --> 00:14:01.894 - You mentioned not-for-profits. It's being available to everyone, not just not-for-profits, right? Oh, 00:14:01.894 --> 00:14:07.722 - yes. Us as a not-for-profit. That's what I meant. OK. Just want to make sure it's everybody included. 00:14:07.722 --> 00:14:13.665 - OK. Because that's been a point of everything we've been talking about recently, is treating businesses 00:14:13.665 --> 00:14:19.379 - like businesses, not one or the other. So OK, good to know. And you used the word forgiveness here. 00:14:19.379 --> 00:14:21.150 - I think, ultimately, what this 00:14:21.250 --> 00:14:30.489 - will be, as I read through this, is a conversion. So it's not necessarily. I mean, it is, I guess, forgiving 00:14:30.489 --> 00:14:38.202 - the loan in the sense that those that apply and that are approved will no longer have that 00:14:38.202 --> 00:14:45.406 - debt responsibility. But from the perspective of our organization, we're converting. 00:14:45.570 --> 00:14:55.986 - these two grants. So just for the record, I want to clarify that this is actually a conversion from 00:14:55.986 --> 00:15:06.818 - a loan to a grant. I think that's a very good point to make. I appreciate that. And so that, therefore, 00:15:06.818 --> 00:15:14.526 - would hit our income statement differently, as opposed to bad debt versus 00:15:14.786 --> 00:15:21.257 - Grants and so this would be a new line item to our income statement showing that these are actually 00:15:21.257 --> 00:15:27.793 - now grants So how they're bad bad or just a bad debt would hang around but this is getting converted 00:15:27.793 --> 00:15:34.394 - from an asset to Grant that we're paying out and then it'll disappear after it. Mm-hmm, right So it's 00:15:34.394 --> 00:15:40.865 - just like we're taking it from the balance sheet and we're gonna put it on our income statement and 00:15:40.865 --> 00:15:43.518 - we're gonna call it grants as opposed to 00:15:43.810 --> 00:15:53.056 - an allowance for write-offs or whatever you might want to refer to it otherwise. And then once that 00:15:53.056 --> 00:16:02.393 - hits the income statement, it will not any longer be on our balance sheet. For those that qualify, I 00:16:02.393 --> 00:16:10.622 - should say, right? I'm correct in that. What were the original repayment terms on these? 00:16:12.002 --> 00:16:20.458 - So the loan originally, the money was granted in 2020. And then there was an extension given in 2021, 00:16:20.458 --> 00:16:29.162 - I believe. I can speak to that. Yeah, please do. So they were issued in 2020, like summer of 2020. There 00:16:29.162 --> 00:16:37.452 - was initially supposed to be a six-month grace period where there were no loan repayments. And then 00:16:37.452 --> 00:16:41.182 - that grace period was extended to 12 months. 00:16:41.442 --> 00:16:51.579 - And I think it was ultimately extended to two years. And so repayment started in summer 2022. And then 00:16:51.579 --> 00:17:01.421 - the loans themselves, I think, were extended to be four years from that 2022 start date to 2026. So 00:17:01.421 --> 00:17:07.326 - presumably some of these loans are nearly repaid. Who said? 00:17:08.034 --> 00:17:16.388 - There are a good portion of loans that are nearly repaid. Within the BUBA, yes, we do have a few loans 00:17:16.388 --> 00:17:24.742 - that are close to being paid off. We do have an additional portion that are not being paid back at all 00:17:24.742 --> 00:17:33.176 - because of dissolution of businesses. I'm sorry? Or they're delinquent. Or they're delinquent payments. 00:17:33.176 --> 00:17:35.934 - And then some businesses early on 00:17:36.514 --> 00:17:44.924 - The program was originally created to be bridge funds while people awaited their federal COVID support. 00:17:44.924 --> 00:17:53.819 - But they held on to it longer. So a few businesses did immediately repay when they got their PPP forgiveness. 00:17:53.819 --> 00:18:01.905 - So there are some loans that are paid off that way. In the chart, it says fully repaid borrowers or 00:18:01.905 --> 00:18:04.574 - near completion are ineligibles. 00:18:05.314 --> 00:18:16.384 - What is the near completion amount? Or how are you, I guess, determining that part? It's in the eligibility 00:18:16.384 --> 00:18:26.634 - matrix. Yeah, the third or the last row. Numbers on that I haven't determined necessarily because I 00:18:26.634 --> 00:18:34.014 - haven't looked at other programs that would mirror something like this. 00:18:34.434 --> 00:18:41.781 - I would think that anything under at or under 10% would be probably wouldn't qualify because I mean 00:18:41.781 --> 00:18:49.202 - that that's almost paying off the loan. I can make a recommendation for the program here. I think if 00:18:49.202 --> 00:18:55.006 - you just limit it to loan fully repaid is not eligible for forgiveness because 00:18:55.266 --> 00:19:02.592 - If someone is 90% repaid and they're financially healthy, they will not be able to demonstrate need 00:19:02.592 --> 00:19:09.918 - anyway. So I think it just doesn't need to be mentioned in that part of the matrix. Do you think it 00:19:09.918 --> 00:19:17.464 - makes it less? Yeah, I agree on that. Because some of the businesses are paying on schedule, can fully 00:19:17.464 --> 00:19:24.350 - pay, wouldn't qualify, and they'll just finish out the term of the loan, and that'll be that. 00:19:25.058 --> 00:19:38.000 - So. But is there some demonstration of hardship required here? I mean, if I just simply just didn't 00:19:38.000 --> 00:19:48.094 - pay my loan back, am I going to be eligible, even though someone who did pay? 00:19:48.194 --> 00:19:58.071 - So that was something that we had a lot of discussions about. And I think that might have been before 00:19:58.071 --> 00:20:08.142 - you jumped on the board. So no, you're fine. I'm happy to explain. So in response to that, I've created 00:20:08.142 --> 00:20:13.758 - the draft of the application for your approval has pretty 00:20:14.306 --> 00:20:22.563 - basic information at the beginning, just who you are, what's your business, all of that, the details 00:20:22.563 --> 00:20:31.393 - of your loan, and then application rationale is kind of the meat of the whole thing, where it's a statement 00:20:31.393 --> 00:20:39.732 - of need, it is supporting documentation of financial documents. Jessica, you may not have that. Is it 00:20:39.732 --> 00:20:42.430 - in the packet? Yeah. Thanks. OK. 00:20:42.818 --> 00:20:51.373 - Financial documents, so profit and loss statements, tax returns, bank account balance sheet, anything 00:20:51.373 --> 00:21:00.096 - that any official financial document that would indicate that there is some type of hardship. And then, 00:21:00.096 --> 00:21:03.870 - or if not that, proof of dissolution because 00:21:05.762 --> 00:21:13.806 - That is an excellent way to show that you cannot pay this loan back for this business. Additionally, 00:21:13.806 --> 00:21:21.770 - if you are out of business, there needs to be some type of dissolution with the state so that these 00:21:21.770 --> 00:21:30.292 - don't end up being liens or anything worse on a former business owner. Additionally, with confidentiality, 00:21:30.292 --> 00:21:35.070 - we can make sure that the personal information is redacted. 00:21:35.746 --> 00:21:44.634 - There are only going to be a few people looking at these loans. I've reached out to John Zote from CDFI 00:21:44.634 --> 00:21:53.180 - Friendly and Steve Bishop from First Financial Bank to be the reviewers of these applications, just 00:21:53.180 --> 00:22:01.470 - to take it out of my hands, the board's hands, just two objective reviewers of the applications. 00:22:01.570 --> 00:22:12.049 - I will be removing and redacting all of the information from the loans except for the pertinent information 00:22:12.049 --> 00:22:22.625 - for hardship. So we just have the most fair and objective view. So timeline on this. I think the information 00:22:22.625 --> 00:22:31.454 - here, I think as it was put together originally, was suggesting it would happen this year. 00:22:31.618 --> 00:22:40.242 - I think you're looking at this happening early next year. I mean, by the time it moves through the process. 00:22:40.242 --> 00:22:48.546 - So I think from that perspective, then it makes sense for it to be part of the 2026 budget. We wouldn't 00:22:48.546 --> 00:22:56.690 - be an amendment to our budget for this year. Something for next year, D, that you would put in a line 00:22:56.690 --> 00:22:59.006 - item for it, whatever that's 00:22:59.458 --> 00:23:07.081 - So I'd agree with what they've listed here for it. I know it'll be something of an estimate, but to 00:23:07.081 --> 00:23:14.703 - at least put some kind of estimate in there or... Absolutely. So we'll have some sense of what that 00:23:14.703 --> 00:23:16.990 - impact will be for next year. 00:23:21.122 --> 00:23:29.701 - And with that, I think that's my entire program. So if there are any additional questions or concerns. 00:23:29.701 --> 00:23:38.113 - So do we need to vote on this? Do we move this forward or where are we on this? Yes, I think that we 00:23:38.113 --> 00:23:47.358 - need an official vote to move forward with the application process to be able to get the borrowers to so I can 00:23:47.554 --> 00:23:57.446 - issue this, move this forward. This is going to be an online application through CIVA form. It will 00:23:57.446 --> 00:24:07.634 - only be available to those within the guidelines of, you know, only UEA loan holders, kind of the same 00:24:07.634 --> 00:24:12.382 - way people apply for our other grants. But it's 00:24:12.546 --> 00:24:20.796 - much easier to be able to manage these via online and probably much easier for people to be willing 00:24:20.796 --> 00:24:29.128 - to apply. One of my concerns is that people might not be willing to apply if they have to show up in 00:24:29.128 --> 00:24:37.790 - person with things or business owners don't want to show that they are struggling and understandably so. 00:24:37.890 --> 00:24:45.139 - So I think that an online application is best. So with a vote, I can move forward to pushing this to 00:24:45.139 --> 00:24:52.317 - ITS and getting them to put it on civil form. We can get these applications out there and start the 00:24:52.317 --> 00:24:59.996 - process. Can I ask another process question? So the reviewers, excuse me, there are two outside reviewers. 00:24:59.996 --> 00:25:07.102 - And they will review conversion applications. And then they'll make a recommendation to the board. 00:25:07.554 --> 00:25:17.356 - then the board will up or down vote. I guess I'm just wondering if there should be one board member. 00:25:17.356 --> 00:25:27.352 - OK, you don't want to have a committee of two, because there can be a deadlock. So you want three. And 00:25:27.352 --> 00:25:33.854 - there's not board visibility. And so I just wonder if, and I don't 00:25:34.178 --> 00:25:40.848 - I think I'm too close to this project. I don't think I'm a good person. But I just wondered if somebody 00:25:40.848 --> 00:25:47.390 - might want to be on that review committee. I don't mind doing that. And that can represent the board. 00:25:47.390 --> 00:25:54.189 - That puts a non-banker with two bankers, which I think is a good balance. Yeah, it's good to have another 00:25:54.189 --> 00:26:00.411 - voice. Yeah. I don't think John Sorry would call himself a banker. Sorry, John is reviewing too. 00:26:00.411 --> 00:26:02.014 - So it's John, Steve. OK. 00:26:02.114 --> 00:26:09.123 - Yeah, so John has a CDFI-friendly executive director, banker, and then I think a board member. I think 00:26:09.123 --> 00:26:15.995 - that'd be great to have. Sorry to ask this question, but then is it three white men on the board? Is 00:26:15.995 --> 00:26:23.140 - that who's reviewing at that point? I guess it definitely was a person. Sorry, yeah. I think about that, 00:26:23.140 --> 00:26:30.285 - I guess. That's fair. Because I looked around, and I'm like, I feel like we're the only women who aren't 00:26:30.285 --> 00:26:31.646 - abstaining from it. 00:26:33.634 --> 00:26:42.509 - I mean, I'm a finance person. I could be a part of that if we need to. But I don't want to not invite 00:26:42.509 --> 00:26:51.209 - somebody who wants to be part of that. By all means. So I could review as well if you want me to. I 00:26:51.209 --> 00:27:00.345 - would do it. I would appreciate that. I'm a numbers person. So from that perspective, at least, it won't 00:27:00.345 --> 00:27:03.390 - be unfamiliar to look at financial 00:27:03.522 --> 00:27:13.165 - documents and so on. Thank you very much. Sorry, is that OK? Thank you. No, no, everybody. 00:27:13.165 --> 00:27:23.867 - I almost gave it. That's what we need. OK, so we need a vote to approve the overall program with the 00:27:23.867 --> 00:27:33.086 - application and adding Heather as the board member for, as a reviewer. I'll move that. 00:27:35.266 --> 00:27:43.359 - will need a roll call on that. Bill Anderson, yes. Michael Hover, yes. Kate Rosenberger, yes. Heather 00:27:43.359 --> 00:27:51.373 - Robinson, yes. Jane Cougarsmith, yes. Brad Whistler, yes. We'll get our abstentions. Do they need to 00:27:51.373 --> 00:27:59.307 - recuse themselves out of the way? No? You just said what? I'm sorry. Abstain. Oh, OK. OK. Virginia, 00:27:59.307 --> 00:28:00.894 - get theory abstain. 00:28:04.290 --> 00:28:16.122 - Oh, Felicia, can you abstain for us? Abstain, please. All right. Thank you all so very much. It looks 00:28:16.122 --> 00:28:27.838 - like there's somebody in the waiting room. I don't know. Eric? There's someone there. Yeah. God, I'm 00:28:27.838 --> 00:28:30.622 - sorry about that, Eric. 00:28:35.074 --> 00:28:42.582 - All right. Good work. Yeah, I'm really glad to see this come to fruition. Thank you. We've been talking 00:28:42.582 --> 00:28:50.378 - about it for like two and a half years. Yeah. I really appreciate your patience and controlling McClellan's 00:28:50.378 --> 00:28:57.814 - support and Jane's support on all of this. And all of you, thank you so much. And I'm glad that we can 00:28:57.814 --> 00:29:03.806 - do this for some folks, for sure. Good plan. With that, on to unfinished business. 00:29:04.194 --> 00:29:11.158 - This is real early. I didn't think that was going to happen so fast. I thought it was going to be a 00:29:11.158 --> 00:29:18.261 - quick one, yeah. No one wants having time back in their schedules. Yeah. Is there anything for the go 00:29:18.261 --> 00:29:25.224 - to the order? I thought there was something last month that we didn't vote on. We're waiting on the 00:29:25.224 --> 00:29:32.606 - financials for the church. Yes. We saw it work. Thank you. OK. OK, thank you. That's it. Go to the order. 00:29:35.490 --> 00:29:39.358 - All right. Thank you all so much.